Members frequently ask if they can withdraw from, add to, or borrow against their retirement accounts. The answer to all of these is “no.” The only way you can get money from APERS is to retire or to terminate your covered employment.

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Later this month, APERS will be mailing Annual Statements to our members who were active during the last quarter (April – June) of fiscal year 2019. When yours arrives, please take a few minutes to look it over closely, and give us a call if anything appears inaccurate or out of date.

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In our blog post titled "Who Funds The Fund?," we described APERS as a defined benefit plan and explained how it is funded through contributions from employers and members, which are then invested in a diverse portfolio.  This constitutes the APERS trust fund, which is the heart of the system.  So let’s look at how this fund is used.

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Arkansas public employees retirement system

Here you will find information based on your role in our system, whether you are an active member, near retirement, a retired member or an APERS particpating employer.