In addition to the basic straight-life benefit option, APERS offers four others that may allow members to extend their retirement benefits beyond their lifetime to one or more beneficiaries. This article describes two of the options: A-120 and A-60.
At retirement, APERS members can choose between five different benefit options, or ways to structure their retirement benefits (not including PAW or DROP). The straight life option is most frequently chosen and forms the baseline for the four "A" and "B" options. This article describes the straight life benefit option.
The new APERS Member Self-Service Portal (MSS) allows you to take control of your retirement account. You can view your current status, check your service credit, send and receive secure messages, add or change beneficiaries, generate benefit estimates, apply for retirement benefits, and much, much more. But first, you have to register your account.