Once you get within a year of your intended retirement date, we suggest you take the following steps:

  • Attend one of APERS' retirement seminars.
  • If you have not investigated the possibility of purchasing prior service, contact APERS about this option.
  • Consider how you will handle emergency expenses. Make an effort to eliminate any debt and pay off obligations for large purchases.
  • Contact your medical insurance provider to verify your post-retirement eligibility and rates.
  • Evaluate your life insurance needs and contact your provider for information regarding eligibility and rates.
  • Consult a retirement counselor for an estimate of your potential monthly retirement annuity.
  • Study the benefit option plans available from APERS. You may select Straight Life, Option A-60, Option A-120, Option B-50, or Option B-75.
  • Consider how retirement will affect your taxes.
  • Do a post-retirement budget to determine if you can maintain your standard of living.

 

Arkansas public employees retirement system

Here you will find information based on your role in our system, whether you are an active member, near retirement, a retired member or an APERS particpating employer.