Retirees

Cost of Living Adjustment

APERS retirees (including DROP participants) -receive an annual cost-of-living increase (COLA) in their retirement benefit on July 1 of each year once they have been retired or participated in the DROP for twelve months.  Click here for more information about how your COLA will be calculated.

Tax Withholding

You can stop, start, or adjust federal and state withholding on your retirement income. Members should contact the Call Center if they need a tax withholding change forms or they can make the change on the Member Self Service portal.

Verification of Benefits

If you need to document your retirement income for a loan application, etc., you can call us to request a Verification of Benefits letter.

Change in Marital Status

Always notify APERS in writing immediately if your marital status changes (you marry, divorce, remarry, or suffer the death of a spouse). A change in your marital status could affect your retirement benefits and beneficiary designations. Such a change may allow you to change your beneficiaries. Send us a secure message through the members portal or mail or fax a signed notification. Contact APERS with any questions.

Qualified Domestic Relations Order (QDRO)

A QDRO is an order issued by a divorce court making a former spouse an "alternate payee" with the right to receive all or part of a member's retirement benefits.

Click here to download the QDRO Language Model.

For more information, see FAQ: QDRO.

Returning to Work

Once you begin receiving APERS retirement benefits, you may be subject to restrictions on when or if you can return to work in APERS-covered employment.  For more information, see FAQ: Returning to Work After Retiring.