At retirement, APERS members can choose between five different benefit options, or ways to structure their retirement benefits (not including PAW or DROP). They are Straight Life, A-120, A-60, B-75, and B-50. Learn the features of each at our blog!

In addition to the "A" series benefit options, APERS offers two other options that allow members to extend their retirement benefits beyond their lifetime to a beneficiary: options B-75 and B-50. This article describes the "B" options.

In addition to the basic straight-life benefit option, APERS offers four others that may allow members to extend their retirement benefits beyond their lifetime to one or more beneficiaries. This article describes two of the options: A-120 and A-60. 

At retirement, APERS members can choose between five different benefit options, or ways to structure their retirement benefits (not including PAW or DROP). The straight life option is most frequently chosen and forms the baseline for the four "A" and "B" options. This article describes the straight life benefit option.