Search
Close this search box.

Disability Benefits

Retirement Benefits

Disability Benefits

If you become totally and permanently unable to physically or mentally perform your job due to an injury or disease, you can apply for disability retirement. If you have been approved for disability benefits by the Social Security Administration (SSA), have at least five years of actual service, and have actual service in 18 of the 24 months immediately preceding the onset of your disability, you qualify for APERS disability benefits.

In some cases, you may need to appeal to the APERS board for disability benefits: 

  • If you have at least one month of service in this period but fewer than 18, you are eligible to submit an appeal to the APERS Board to determine if you are eligible for disability retirement.
  • You may also appeal to the Board if you have been denied for SSA disability through the Administrative Law Judge appeal level.

If you appeal to the Board, we will request that you submit physician statements and medical documentation.

How-To

If you are ready to apply for disability retirement, you may apply in myAPERS by clicking Your Benefits, then Apply for Benefits. If you prefer a paper application, contact our APERS at 501-682-7800. You must also submit supporting documentation of your disability onset date, as determined by SSA.

Frequently Asked Questions

  • How do I obtain documentation of my disability onset date?
    If you have been approved for SSA disability benefits, you should have received a Notice of Award letter, which lists your onset date. If you no longer have this letter, you may contact SSA for alternative documentation, asking for a status letter that lists your disability onset date.
  • Are disability benefits retroactive?
    No, disability benefits are not retroactive.

Disclaimer on Benefits and Rights

Disclaimer Concerning Benefit Calculations, Benefit Projections, Counseling, and Certain Conditions Regarding APERS Benefits and Rights

The purpose of this Disclaimer is to summarize, in plain language, existing APERS policy concerning benefit calculations, benefit projections, counseling, and certain conditions regarding APERS benefits and rights. This Disclaimer does not reflect any alteration or amendment of existing APERS policy. This site includes general information about APERS programs and benefits and may not represent or include completely the law and/or rules that govern APERS. Arkansas law and/or administrative rules will supersede any information in conflict.

APERS strives to provide accurate information and assistance to plan participants who have questions regarding their APERS benefits. All information and calculations concerning benefits are based upon current law and policy, even though information often concerns future benefits. Likewise, laws and policies affecting plan participants are subject to change from time to time. The Arkansas General Assembly, U. S. Congress, federal agencies, and the APERS Board of Trustees may change how benefits are calculated and change other rights of plan participants. Any benefit projection or information provided by APERS is subject to future law or policy that is applicable to APERS.

APERS staff depends upon information provided by the plan participants and offers counseling and projects future benefit estimates based upon that information. Such estimates can vary materially from actual results. Calculations concerning benefits, as well as the information APERS provides during counseling, can be materially affected if the plan participant provides inaccurate or incomplete information, or omits material facts. Plan participants are presumed to have knowledge of all publicly available laws and policies that affect their APERS benefits and rights. APERS is under no duty to ensure that plan participants are specifically informed of a new law or policy unless required within the law or policy itself. If APERS attempts to notify plan participants who may be affected by a change of a law or policy, the failure to notify a specific plan participant does not create any right or cause of action for the plan participant.

APERS does not provide plan participants with specific recommendations regarding retirement options, tax advice, or legal advice. Each plan participant is solely responsible for determining whether benefit calculations, benefit projections, benefit estimates, and retirement plan options are suitable for the plan participant based upon his or her specific retirement objectives and personal and financial situation. APERS encourages plan participants to consult their own lawyer, accountant, tax professional, or other retirement adviser before making a decision that affects their benefits and rights regarding APERS.

Federal law and policy, state law and policy, APERS records and documents, and accurate data always govern the final determination of plan participant benefits and rights. An error by APERS does not create any common law rights on behalf of the plan participant. The rights of a plan participant are solely governed by the rights set forth in law and policy applicable to APERS.