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Report a Death

Report a Death


We provide a lifetime annuity to retirees, and when they die, we must stop their monthly annuity payments. The month in which they die is the final month they are entitled to payments. It is important that we be informed as soon as possible after their death to prevent overpayments and, if applicable, to continue payments to a beneficiary.

At retirement, members may elect to receive their annuity as a straight life annuity or have that annuity reduced and designate a beneficiary to receive continuing payments under one of four annuity options. When we receive notice of a death, we can verify the annuity election. See the Annuity Options publication in the Resources section for more information about annuity options.

How To

We accept notices from and can provide general information to a person or institution with a relationship to the retiree including relatives, estate administrators, funeral homes, financial institutions, and former employers. When you contact us, be prepared to provide the information below so that we can send detailed information to a spouse or contact person. We ultimately need a copy of the death certificate when it is available.

  • Retiree name
  • APERS ID or Social Security number
  • Date of death
  • Marital status and spouse information
  • Contact person information

You can notify us of a death in one of the following ways:

Contact MethodDescription
OnlineVisit our Contact Us page.
MailAPERS 124 W Capitol Ave Ste 400 Little Rock AR  72201
PhoneLocal: (501) 682-7800 Toll Free: (800) 682-7377


Why did the retiree not designate a beneficiary?

A straight life annuity provides a retiree with the maximum benefit amount available, while the annuity options reduce a retiree’s benefit. That additional income may have been more advantageous, or the retiree may have had other sources of income for survivors.

When will my beneficiary payments begin?

The effective date of benefits for a beneficiary is the first of the month after the retiree’s date of death, regardless of the date we receive a beneficiary application.

Did the retiree pay into the system?

Members who join the system on or after July 1, 2005, contribute a portion of their compensation to the system. We use a retiree’s contributions to help pay their monthly annuity. Those contributions are usually exhausted within the first few years of retirement.


Disclaimer on Benefits and Rights

Disclaimer Concerning Benefit Calculations, Benefit Projections, Counseling, and Certain Conditions Regarding APERS Benefits and Rights

The purpose of this Disclaimer is to summarize, in plain language, existing APERS policy concerning benefit calculations, benefit projections, counseling, and certain conditions regarding APERS benefits and rights. This Disclaimer does not reflect any alteration or amendment of existing APERS policy. This site includes general information about APERS programs and benefits and may not represent or include completely the law and/or rules that govern APERS. Arkansas law and/or administrative rules will supersede any information in conflict.

APERS strives to provide accurate information and assistance to plan participants who have questions regarding their APERS benefits. All information and calculations concerning benefits are based upon current law and policy, even though information often concerns future benefits. Likewise, laws and policies affecting plan participants are subject to change from time to time. The Arkansas General Assembly, U. S. Congress, federal agencies, and the APERS Board of Trustees may change how benefits are calculated and change other rights of plan participants. Any benefit projection or information provided by APERS is subject to future law or policy that is applicable to APERS.

APERS staff depends upon information provided by the plan participants and offers counseling and projects future benefit estimates based upon that information. Such estimates can vary materially from actual results. Calculations concerning benefits, as well as the information APERS provides during counseling, can be materially affected if the plan participant provides inaccurate or incomplete information, or omits material facts. Plan participants are presumed to have knowledge of all publicly available laws and policies that affect their APERS benefits and rights. APERS is under no duty to ensure that plan participants are specifically informed of a new law or policy unless required within the law or policy itself. If APERS attempts to notify plan participants who may be affected by a change of a law or policy, the failure to notify a specific plan participant does not create any right or cause of action for the plan participant.

APERS does not provide plan participants with specific recommendations regarding retirement options, tax advice, or legal advice. Each plan participant is solely responsible for determining whether benefit calculations, benefit projections, benefit estimates, and retirement plan options are suitable for the plan participant based upon his or her specific retirement objectives and personal and financial situation. APERS encourages plan participants to consult their own lawyer, accountant, tax professional, or other retirement adviser before making a decision that affects their benefits and rights regarding APERS.

Federal law and policy, state law and policy, APERS records and documents, and accurate data always govern the final determination of plan participant benefits and rights. An error by APERS does not create any common law rights on behalf of the plan participant. The rights of a plan participant are solely governed by the rights set forth in law and policy applicable to APERS.